FAQ

What is the goal of 800s Club?

Our goal is to help individuals improve and optimize their credit profile as efficiently as possible, starting with a strong foundation in the first 30 days.

The 30-day period is designed to identify issues, correct high-impact items, and put the right strategy in motion. However, credit improvement is not one-size-fits-all, and results depend on each individual’s profile and level of participation.

How long does the credit repair process usually take?

Most clients see significant improvements within 3 to 6 months, depending on their credit situation.

Can my credit really be fixed in 30 days?

The goal is progress, not promises.

Many clients see meaningful improvements within the first 30 days, such as:

• Reduced risk factors
• Improved utilization
• Corrections to reporting
• Clear momentum toward stronger approvals

That said, the total time required depends on factors such as:

• Current credit history
• Number and type of negative items
• Account balances and utilization
• Consistency of payments
• Client responsiveness and follow-through

For some individuals, optimization may take longer than 30 days, especially when rebuilding or correcting multiple issues.

Do you provide ongoing financial coaching beyond credit repair?

Absolutely, we offer continuous coaching to help maintain and build lifelong financial health.